Meet Team Clay 👋
Our senior team has significant experience across the credit stack
Meet Team Clay 👋
Our senior team has significant experience across the credit stack
Meet Team Clay 👋
Our senior team has significant experience across the credit stack
We've sat on every side of the table.
We've sat on every side of the table.
David Yalland
Founder & CEO
Previously Founder & Chief Product Officer at Updraft, a challenger lender backed by over $500 million in Debt and Equity investment from Quilam Capital and NatWest Bank. Before Updraft, career in digital product strategy.
David Yalland
Founder & CEO
Previously Founder & Chief Product Officer at Updraft, a challenger lender backed by over $500 million in Debt and Equity investment from Quilam Capital and NatWest Bank. Before Updraft, career in digital product strategy.
David Yalland
Founder & CEO
Previously Founder & Chief Product Officer at Updraft, a challenger lender backed by over $500 million in Debt and Equity investment from Quilam Capital and NatWest Bank. Before Updraft, career in digital product strategy.
Andrés Castaño
Founder & CTO
Seasoned Technology Entrepreneur. Previously Founding CTO of Updraft, where he built the company's go-to-market mobile technology stack from the ground up. Held senior engineering positions at Starling Bank and Nationwide.
Andrés Castaño
Founder & CTO
Seasoned Technology Entrepreneur. Previously Founding CTO of Updraft, where he built the company's go-to-market mobile technology stack from the ground up. Held senior engineering positions at Starling Bank and Nationwide.
Andrés Castaño
Founder & CTO
Seasoned Technology Entrepreneur. Previously Founding CTO of Updraft, where he built the company's go-to-market mobile technology stack from the ground up. Held senior engineering positions at Starling Bank and Nationwide.
Naga Tumuluri
Chief Commercial Officer
Board-level executive and FCA-approved Senior Manager with extensive experience across credit cards, secured lending, and unsecured lending. Previously served as Chief Risk Officer at Blue Motor Finance, following roles as Global Head of Unsecured Lending Risk at HSBC Holdings and Interim Chief Risk Officer at M&S Bank. Brings deep expertise in credit risk management, portfolio strategy, and regulated lending.
Naga Tumuluri
Chief Commercial Officer
Board-level executive and FCA-approved Senior Manager with extensive experience across credit cards, secured lending, and unsecured lending. Previously served as Chief Risk Officer at Blue Motor Finance, following roles as Global Head of Unsecured Lending Risk at HSBC Holdings and Interim Chief Risk Officer at M&S Bank. Brings deep expertise in credit risk management, portfolio strategy, and regulated lending.
Naga Tumuluri
Chief Commercial Officer
Board-level executive and FCA-approved Senior Manager with extensive experience across credit cards, secured lending, and unsecured lending. Previously served as Chief Risk Officer at Blue Motor Finance, following roles as Global Head of Unsecured Lending Risk at HSBC Holdings and Interim Chief Risk Officer at M&S Bank. Brings deep expertise in credit risk management, portfolio strategy, and regulated lending.
Claire Bamford
Chief Operating Officer
24 years in financial services and global retail banking, including 18 at HSBC with extensive experience in consumer credit and unsecured lending. Before Clay, employee #1 and senior ExCo member at Updraft, acting as SMF16 & SMF17 (Compliance, Money Laundering), responsible for day to day running of all credit, collections and customer operations.
Claire Bamford
Chief Operating Officer
24 years in financial services and global retail banking, including 18 at HSBC with extensive experience in consumer credit and unsecured lending. Before Clay, employee #1 and senior ExCo member at Updraft, acting as SMF16 & SMF17 (Compliance, Money Laundering), responsible for day to day running of all credit, collections and customer operations.
Claire Bamford
Chief Operating Officer
24 years in financial services and global retail banking, including 18 at HSBC with extensive experience in consumer credit and unsecured lending. Before Clay, employee #1 and senior ExCo member at Updraft, acting as SMF16 & SMF17 (Compliance, Money Laundering), responsible for day to day running of all credit, collections and customer operations.
Sanjiv Sud
Chief Financial Officer
More than 30+ years of international leadership experience across retail banking and consumer lending. Formerly held a range of senior leadership roles at HSBC, including Global Head of Retail Strategy, and Country Head of Retail Banking for India. Led consumer lending businesses across Asia, the Middle East, and Europe. Most recently Managing Director of Updraft.
Sanjiv Sud
Chief Financial Officer
More than 30+ years of international leadership experience across retail banking and consumer lending. Formerly held a range of senior leadership roles at HSBC, including Global Head of Retail Strategy, and Country Head of Retail Banking for India. Led consumer lending businesses across Asia, the Middle East, and Europe. Most recently Managing Director of Updraft.
Sanjiv Sud
Chief Financial Officer
More than 30+ years of international leadership experience across retail banking and consumer lending. Formerly held a range of senior leadership roles at HSBC, including Global Head of Retail Strategy, and Country Head of Retail Banking for India. Led consumer lending businesses across Asia, the Middle East, and Europe. Most recently Managing Director of Updraft.
Fraser Gemmell
Non-Executive Director
Group CEO @ Pepper Advantage (leading global loan servicer and credit intelligence company with €75bn billion in AuM). Prior to Pepper, at global investment management firms CP2 Limited and Oakwood Global Finance.
Fraser Gemmell
Non-Executive Director
Group CEO @ Pepper Advantage (leading global loan servicer and credit intelligence company with €75bn billion in AuM). Prior to Pepper, at global investment management firms CP2 Limited and Oakwood Global Finance.
Fraser Gemmell
Non-Executive Director
Group CEO @ Pepper Advantage (leading global loan servicer and credit intelligence company with €75bn billion in AuM). Prior to Pepper, at global investment management firms CP2 Limited and Oakwood Global Finance.
Anuj Dayal
Capital Markets
Partner at D3T Capital. Previously at HPS, investing in structured finance assets and origination platforms. Over $4bn in credit transactions. Ex-Sculptor (formerly Och-Ziff) and Deutsche Bank. Contracted via D3T Capital.
Anuj Dayal
Capital Markets
Partner at D3T Capital. Previously at HPS, investing in structured finance assets and origination platforms. Over $4bn in credit transactions. Ex-Sculptor (formerly Och-Ziff) and Deutsche Bank. Contracted via D3T Capital.
Anuj Dayal
Capital Markets
Partner at D3T Capital. Previously at HPS, investing in structured finance assets and origination platforms. Over $4bn in credit transactions. Ex-Sculptor (formerly Och-Ziff) and Deutsche Bank. Contracted via D3T Capital.
Abhimanyu Dahiya
Capital Markets
Partner at D3T Capital. Spent 6 years at HPS in their European Asset Value Fund, underwriting consumer and leasing debt opportunities with enterprise value ranging from $300m to $2.5bn across Europe/US. Contracted via D3T Capital.
Abhimanyu Dahiya
Capital Markets
Partner at D3T Capital. Spent 6 years at HPS in their European Asset Value Fund, underwriting consumer and leasing debt opportunities with enterprise value ranging from $300m to $2.5bn across Europe/US. Contracted via D3T Capital.
Abhimanyu Dahiya
Capital Markets
Partner at D3T Capital. Spent 6 years at HPS in their European Asset Value Fund, underwriting consumer and leasing debt opportunities with enterprise value ranging from $300m to $2.5bn across Europe/US. Contracted via D3T Capital.
Peter Bousquet
Capital Markets
Partner at D3T Capital. Previously a founder at Humn.ai, a UK insure-tech, sold to AON. Has raised >$2bn of structured credit and investment capital at Demica, HPS and J.P. Morgan. Contracted via D3T Capital.
Peter Bousquet
Capital Markets
Partner at D3T Capital. Previously a founder at Humn.ai, a UK insure-tech, sold to AON. Has raised >$2bn of structured credit and investment capital at Demica, HPS and J.P. Morgan. Contracted via D3T Capital.
Peter Bousquet
Capital Markets
Partner at D3T Capital. Previously a founder at Humn.ai, a UK insure-tech, sold to AON. Has raised >$2bn of structured credit and investment capital at Demica, HPS and J.P. Morgan. Contracted via D3T Capital.
Funmi Olufunwa
Head of Compliance
Consumer Credit Lawyer at Addleshaw Goddard LLP and Simmons & Simmons LLP. Former SMF16 at Updraft. Previously Senior Legal Counsel at HSBC, working across group entities and advised M&S Bank's executive and risk committees.
Funmi Olufunwa
Head of Compliance
Consumer Credit Lawyer at Addleshaw Goddard LLP and Simmons & Simmons LLP. Former SMF16 at Updraft. Previously Senior Legal Counsel at HSBC, working across group entities and advised M&S Bank's executive and risk committees.
Funmi Olufunwa
Head of Compliance
Consumer Credit Lawyer at Addleshaw Goddard LLP and Simmons & Simmons LLP. Former SMF16 at Updraft. Previously Senior Legal Counsel at HSBC, working across group entities and advised M&S Bank's executive and risk committees.
Kate Tiurina
Head of Underwriting
Seasoned underwriting professional and former Head of Underwriting at Updraft, with extensive experience in managing credit risk. Previously Senior Underwriting Manager at Neyber and held roles at Bank of Ireland.
Kate Tiurina
Head of Underwriting
Seasoned underwriting professional and former Head of Underwriting at Updraft, with extensive experience in managing credit risk. Previously Senior Underwriting Manager at Neyber and held roles at Bank of Ireland.
Kate Tiurina
Head of Underwriting
Seasoned underwriting professional and former Head of Underwriting at Updraft, with extensive experience in managing credit risk. Previously Senior Underwriting Manager at Neyber and held roles at Bank of Ireland.
Ben Reynolds
Founder's Associate
Founder’s Associate at Clay, supporting the ExCo team on key projects across all areas of the business. Graduated with a First Class BSc in Biochemistry from the University of Manchester. Co-founder of the Manchester Calisthenics Society.
Ben Reynolds
Founder's Associate
Founder’s Associate at Clay, supporting the ExCo team on key projects across all areas of the business. Graduated with a First Class BSc in Biochemistry from the University of Manchester. Co-founder of the Manchester Calisthenics Society.
Ben Reynolds
Founder's Associate
Founder’s Associate at Clay, supporting the ExCo team on key projects across all areas of the business. Graduated with a First Class BSc in Biochemistry from the University of Manchester. Co-founder of the Manchester Calisthenics Society.
Rimel Kataria
Head of Credit Operations
20 years of experience in financial services and customer success. Former Head of Customer at Updraft. Prior to that, worked as an Investigator at the Financial Ombudsman Service. Ex-NatWest and Metro Bank.
Rimel Kataria
Head of Credit Operations
20 years of experience in financial services and customer success. Former Head of Customer at Updraft. Prior to that, worked as an Investigator at the Financial Ombudsman Service. Ex-NatWest and Metro Bank.
Rimel Kataria
Head of Credit Operations
20 years of experience in financial services and customer success. Former Head of Customer at Updraft. Prior to that, worked as an Investigator at the Financial Ombudsman Service. Ex-NatWest and Metro Bank.
Ian Van Every
Board Advisor
Previously Founder at Lemonaid Health in the US (acquired by 23andMe in 2021 for $400M). Prior to Lemonaid Health, founded Dr Thom (acquired by Lloydspharmacy). Oxford Alum.
Ian Van Every
Board Advisor
Previously Founder at Lemonaid Health in the US (acquired by 23andMe in 2021 for $400M). Prior to Lemonaid Health, founded Dr Thom (acquired by Lloydspharmacy). Oxford Alum.
Ian Van Every
Board Advisor
Previously Founder at Lemonaid Health in the US (acquired by 23andMe in 2021 for $400M). Prior to Lemonaid Health, founded Dr Thom (acquired by Lloydspharmacy). Oxford Alum.
Get in touch 👋
hello@clay.so
Get in touch 👋
hello@clay.so
Drop us an email to chat
Drop us an email to chat
©2025 Clay Technologies Inc. 🇬🇧30 Churchill Place, Canary Wharf, London, E14 5EU. 🇺🇸 131 Continental Drive, Suite 305, Newark DE 19713
©2024 Clay. All rights reserved.
©2025 Clay Technologies Inc. 🇬🇧30 Churchill Place, Canary Wharf, London, E14 5EU. 🇺🇸 131 Continental Drive, Suite 305, Newark DE 19713
©2025 Clay. All rights reserved.
©2025 Clay Technologies Inc. 🇬🇧30 Churchill Place, Canary Wharf, London, E14 5EU. 🇺🇸 131 Continental Drive, Suite 305, Newark DE 19713
©2024 Clay. All rights reserved.