Meet Team Clay 👋

Our senior team has significant experience across the credit stack

Meet Team Clay 👋

Our senior team has significant experience across the credit stack

Meet Team Clay 👋

Our senior team has significant experience across the credit stack

We've sat on every side of the table.

We've sat on every side of the table.

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David Yalland

Founder & CEO

Previously Founder & Chief Product Officer at Updraft, a challenger lender backed by over $500 million in Debt and Equity investment from Quilam Capital and NatWest Bank. Before Updraft, career in digital product strategy.

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David Yalland
Founder & CEO

Previously Founder & Chief Product Officer at Updraft, a challenger lender backed by over $500 million in Debt and Equity investment from Quilam Capital and NatWest Bank. Before Updraft, career in digital product strategy.

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David Yalland
Founder & CEO

Previously Founder & Chief Product Officer at Updraft, a challenger lender backed by over $500 million in Debt and Equity investment from Quilam Capital and NatWest Bank. Before Updraft, career in digital product strategy.

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Andrés Castaño

Founder & CTO

Seasoned Technology Entrepreneur. Previously Founding CTO of Updraft, where he built the company's go-to-market mobile technology stack from the ground up. Held senior engineering positions at Starling Bank and Nationwide.

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Andrés Castaño
Founder & CTO

Seasoned Technology Entrepreneur. Previously Founding CTO of Updraft, where he built the company's go-to-market mobile technology stack from the ground up. Held senior engineering positions at Starling Bank and Nationwide.

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Andrés Castaño
Founder & CTO

Seasoned Technology Entrepreneur. Previously Founding CTO of Updraft, where he built the company's go-to-market mobile technology stack from the ground up. Held senior engineering positions at Starling Bank and Nationwide.

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Claire Bamford

Chief Operating Officer

24 years in financial services, including 18 at HSBC with extensive experience in consumer credit & unsecured lending. Before Clay, employee #1 & senior ExCo member at Updraft, acting as SMF16 & SMF17 (Compliance, Money Laundering).

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Claire Bamford
Chief Operating Officer

24 years in financial services, including 18 at HSBC with extensive experience in consumer credit & unsecured lending. Before Clay, employee #1 & senior ExCo member at Updraft, acting as SMF16 & SMF17 (Compliance, Money Laundering).

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Claire Bamford
Chief Operating Officer

24 years in financial services, including 18 at HSBC with extensive experience in consumer credit & unsecured lending. Before Clay, employee #1 & senior ExCo member at Updraft, acting as SMF16 & SMF17 (Compliance, Money Laundering).

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Fraser Gemmell

Non-Executive Director

Group CEO @ Pepper Advantage (leading global loan servicer and credit intelligence company with US$51.9 billion in AuM). Prior to Pepper, at global investment management firms CP2 Limited and Oakwood Global Finance.

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Fraser Gemmell
Non-Executive Director

Group CEO @ Pepper Advantage (leading global loan servicer and credit intelligence company with US$51.9 billion in AuM). Prior to Pepper, at global investment management firms CP2 Limited and Oakwood Global Finance.

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Fraser Gemmell
Non-Executive Director

Group CEO @ Pepper Advantage (leading global loan servicer and credit intelligence company with US$51.9 billion in AuM). Prior to Pepper, at global investment management firms CP2 Limited and Oakwood Global Finance.

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Anuj Dayal

Capital Markets

Partner at D3T Capital. Previously at HPS, investing in structured finance assets and origination platforms. Over $4bn in credit transactions. Ex-Sculptor (formerly Och-Ziff) and Deutsche Bank. Contracted via D3T Capital.

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Anuj Dayal
Capital Markets

Partner at D3T Capital. Previously at HPS, investing in structured finance assets and origination platforms. Over $4bn in credit transactions. Ex-Sculptor (formerly Och-Ziff) and Deutsche Bank. Contracted via D3T Capital.

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Anuj Dayal
Capital Markets

Partner at D3T Capital. Previously at HPS, investing in structured finance assets and origination platforms. Over $4bn in credit transactions. Ex-Sculptor (formerly Och-Ziff) and Deutsche Bank. Contracted via D3T Capital.

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Abhimanyu Dahiya

Capital Markets

Partner at D3T Capital. Spent 6 years at HPS in their European Asset Value Fund, underwriting consumer and leasing debt opportunities with enterprise value ranging from $300m to $2.5bn across Europe/US. Contracted via D3T Capital.

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Abhimanyu Dahiya
Capital Markets

Partner at D3T Capital. Spent 6 years at HPS in their European Asset Value Fund, underwriting consumer and leasing debt opportunities with enterprise value ranging from $300m to $2.5bn across Europe/US. Contracted via D3T Capital.

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Abhimanyu Dahiya
Capital Markets

Partner at D3T Capital. Spent 6 years at HPS in their European Asset Value Fund, underwriting consumer and leasing debt opportunities with enterprise value ranging from $300m to $2.5bn across Europe/US. Contracted via D3T Capital.

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Rimel Kataria

Head of Credit Operations

20 years of experience in financial services and customer success. Former Head of Customer at Updraft. Prior to that, worked as an Investigator at the Financial Ombudsman Service. Ex-NatWest and Metro Bank.

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Rimel Kataria
Head of Credit Operations

20 years of experience in financial services and customer success. Former Head of Customer at Updraft. Prior to that, worked as an Investigator at the Financial Ombudsman Service. Ex-NatWest and Metro Bank.

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Rimel Kataria
Head of Credit Operations

20 years of experience in financial services and customer success. Former Head of Customer at Updraft. Prior to that, worked as an Investigator at the Financial Ombudsman Service. Ex-NatWest and Metro Bank.

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Kate Tiurina

Head of Underwriting

Seasoned underwriting professional and former Head of Underwriting at Updraft, with extensive experience in managing credit risk. Previously Senior Underwriting Manager at Neyber and held roles at Bank of Ireland.

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Kate Tiurina
Head of Underwriting

Seasoned underwriting professional and former Head of Underwriting at Updraft, with extensive experience in managing credit risk. Previously Senior Underwriting Manager at Neyber and held roles at Bank of Ireland.

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Kate Tiurina
Head of Underwriting

Seasoned underwriting professional and former Head of Underwriting at Updraft, with extensive experience in managing credit risk. Previously Senior Underwriting Manager at Neyber and held roles at Bank of Ireland.

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Ben Reynolds

Founder's Associate

Founder’s Associate at Clay, supporting the ExCo team on key projects across all areas of the business. Graduated with a First Class BSc in Biochemistry from the University of Manchester. Co-founder of the Manchester Calisthenics Society.

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Ben Reynolds
Founder's Associate

Founder’s Associate at Clay, supporting the ExCo team on key projects across all areas of the business. Graduated with a First Class BSc in Biochemistry from the University of Manchester. Co-founder of the Manchester Calisthenics Society.

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Ben Reynolds
Founder's Associate

Founder’s Associate at Clay, supporting the ExCo team on key projects across all areas of the business. Graduated with a First Class BSc in Biochemistry from the University of Manchester. Co-founder of the Manchester Calisthenics Society.

Get in touch 👋

hello@clay.so

Get in touch 👋

hello@clay.so

Get in touch 👋

hello@clay.so

Drop us an email to chat

Drop us an email to chat

©2025 Clay Technologies Inc. 🇬🇧30 Churchill Place, Canary Wharf, London, E14 5EU. 🇺🇸 1111B S Governors Ave STE 7406 Dover, Delaware 19904, USA

©2024 Clay. All rights reserved.

©2025 Clay Technologies Inc. 🇬🇧30 Churchill Place, Canary Wharf, London, E14 5EU. 🇺🇸 1111B S Governors Ave STE 7406 Dover, Delaware 19904, USA

©2025 Clay. All rights reserved.

©2025 Clay Technologies Inc. 🇬🇧30 Churchill Place, Canary Wharf, London, E14 5EU. 🇺🇸 1111B S Governors Ave STE 7406 Dover, Delaware 19904, USA

©2024 Clay. All rights reserved.